A reporter who at the time worked for the Sarasota Herald-Tribune, Paige St. John, won a Pulitzer for her series on the financial stability of the smaller Demotech companies doing business in Florida. It's important to understand that these types of companies really took off in that state after Hurricane Andrew, and Florida serves as the well spring for Demotech insurance companies' movements to other states, including Louisiana. This series of articles is now aged, and begs some ensuing questions which I will address as I periodically post the 9 pieces comprising it. But I think it serves as a solid ground piece for understanding the insurance situation for at-risk states, and still begs some very important questions concerning the financial viability of Demotechs. St. John now works for the Los Angeles Times, where she includes in her resume, coverage of the wildfire disasters in the state, another area of insurance concerns:
